Not everyone has ‘Perfect Credit”. In fact, most Canadians have far less than perfect credit. Divorce, unemployment and illness can pose a negative effect on your credit rating. Even if you’ve had bankruptcy or credit proposal, WE CAN HELP!!

One of the largest benefits of arranging your financing with Gus Revenberg Kia is that every lender we arrange financing with reports to credit agencies. Some smaller dealerships or companies who use the “100% Approved” slogan, avoid reporting to credit agencies which does NOTHING for the rebuilding of your credit. Additionally, we also offer Quality, Certified new and used vehicles so you can be guaranteed your vehicle will be with you for many years to come.

Please contact Ruth Revenberg @ (844) 858-5626., if you have ANY questions regarding your credit situation.

Even if you have been turned down, bankrupt or in credit proposal, we can help!!


Why wait? When you could be driving today!

Call Ruth Revenberg @ (844)!

Which Financial Institutions offer programs for difficult credit?

TD non prime and Scotia Dealer Advantage both have great Programs for first time Buyer, New Immigrants, difficult credit and bankruptcy. We also have many other lenders who specialize in “Hard to Finance” situations. Click here to see them!

Where do I apply for a sub-prime auto loan?

You can apply HERE on our Automotive Financing website; it has an easy and simple online credit application.

What do I need to qualify for a sub-prime auto loan?

  • Working for more than 3 months
  • Earn $ 1850/month before taxes
  • Valid driver’s license
  • Two recent pay stubs
  • A void cheque

If I’ve been through bankruptcy will I qualify?

TD non prime offers a one day into bankruptcy program that allows us to help you obtain an auto loan.

Will my credit application be secure?

Your personal credit information is protected by Canada’s Privacy Act which allows you to feel confident knowing that your personal information is safe and secure.